Get Free, Professional Mortgage Help From One Of The Best Mortgage Brokers In Kitchener

We make saving thousands of dollars on your mortgage easy - no more boring forms and complicated language. Instead, let a top Kitchener mortgage broker from Canada's #1 brokerage network quickly and easily sort your mortgage for you. Our service is free and our simple online application only takes 90 seconds.

Ardent Mortgages is proud to be a member of the VERICO network.

VERICO Financial Group Inc. is a Top Mortgage Broker Network in Canada. 34% of Canadians who bought their houses in 2015 used mortgage brokers instead of major banks, and it’s easy to see why more and more Canadians are getting their mortgages through us.

VERICO has 2,300 expert mortgage advisors from coast to coast who help over 45,000 Canadians buy and finance their homes each year.

Whatever Your Circumstances, We Can Help You In Just 90 Seconds:

Buying a home

Whether you're a first time home buyer, buying an investment property or your dream cottage - we have helped hundreds of people like you. Get professional mortgage advice at every step of your purchase from the best mortgage broker in Kitchener.

Mortgage Pre Approvals

Quickly and easily find out how much you can afford and what kind of mortgage pre approval you can get. Our top professionals guide you all the way through until the keys to your new home are in your hand.

Refinances / Renewals

Pay off some debts or simply lower your mortgage rate. We check with nearly every lender on the market for you so see how we can make your money work better for you and potentially save you hundreds of dollars every single month.

Have a favourite bank?

As mortgage brokers in Kitchener we work closely with the major banks as well as a number of other alternative and private lenders. Work with us to quickly and easily get the best mortgage for you.

What make Ardent Mortgages different?

At Ardent Mortgages, we're dedicated to showing you the hidden mortgage costs that you did not know existed - not just an amazing mortgage rate.

We help our clients get back on the path to personal and financial freedom.

Don't just take our word for it!

"My husband and I worked with Joseph to get our mortgage and we were very happy with what he had offered us. He has put us on the right path. I would recommend Joseph in a heart beat. You will get good service from him."

Tina Q

"I just wanted to say thank you very much for working so hard to get me my mortgage when other companies wouldn't even look at me, you truly were my earth Angel and I so much appreciate what you did for me. It came down to the wire but it closed and what a relief, I am now debt free apart from the mortgage. I guess I will be talking to you a year when I am up for renewal."

Bridget M

Located In And Serving Kitchener, Waterloo, Cambridge And All Of Ontario

Whether you're a first time home buyer, looking for a mortgage refinance, a mortgage pre-approval or a bad credit mortgage - we've got a mortgage for that.

If you're looking for a mortgage broker near me, you're able to reach us anytime with a quick phone call or email. And if you're located in the Kitchener area, you can visit our offices.

Ardent Mortgages Inc.
FSCO License #13023
Kitchener Mortgage Broker
440 Phillip St.
Waterloo, Ontario
N2L 5R9
Local-No: (519) 772-7615

Call us 24/7

Frequently Asked Questions

Click on the question to reveal the answer

We do not charge you anything at all except in extreme credit cases (for example, if you have previously been bankrupt). Otherwise, using a mortgage broker to help with your mortgage is completely free - sit back, relax and let us do the hard work for you. We get paid from the lender, not the borrower, and only if the deal closes and makes sense for you.

A mortgage broker is an independent professional who works directly for you. We work with virtually every major lender, so we literally have access to thousands of mortgage products - meaning we can pick the right one for your exact situation.
On the other hand, your bank only serves their own products. Both your bank representative and our mortgage brokers would be paid a commission on the deal. So the real difference is the flexibility and range of options that a mortgage broker can bring you, compared to your bank.

Aside from the fact that we belong to the #1 brokerage network in Canada - which means we can bring you the best deals out there - we at Ardent Mortgages are the only mortgage brokers in the Kitchener area that shows you the true costs of your mortgage. No matter your situation, our goal is to help you get to the next level and part of our service is creating a plan for you that helps you achieve your financial goals.

Firstly, the mortgage with the best rate may contain tens of thousands of dollars of hidden fees - so it may not end up being the cheapest. Secondly, unlike other services out there, we don't play the 'bait and switch' game - where you are offered ultra low rates, only for you to later find you don't qualify for them. Instead, we show you what you actually qualify for - in just 90 seconds. For more on this see our mortgage rates page.

While we are based in Waterloo, we are licensed to serve all across Ontario. Being in Waterloo gives us close access to all the best lenders, so we might be able to find you a deal that you can't find elsewhere. But we serve all across the GTA and Ontario: from our mortgage broker Scarborough to mortgage broker Markham to mortgage broker Brampton and mortgage broker Mississauga services - we have you covered with a great mortgage deal no matter where in the GTA or Ontario you live.

Absolutely everything - you name it, we've done it. From purchases, pre-approvals, refinances, renewals, commercial mortgages, investment properties, bad credit mortgage, second mortgages, property tax arrears to construction loans - you name it and we've done it. Dominion Lending as a company has completed more than $20 billion in mortgages in the last 12 months.

A reverse mortgage is a specialist mortgage product available to Canadians over the age of 55. For more information on this, we have written a detailed article on the Canadian reverse mortgage.

This Way To A Better Mortgage...

All it takes is 90 Seconds and you'll be well on your way. Let our Kitchener mortgage broker service give you a jump on the mortgage world - with access to virtually every lender on the market and a great support team through VERICO, you can be confident knowing that you'll be matched up with the right mortgage product for your unique situation.

And we'll also make sure that there are no hidden costs in your mortgage that will come back to bite you later.

Best of all: our mortgage quotes service is 100% free, there are absolutely no obligations and our simple online application only takes 90 seconds.