Uncle Ben

We've all heard the saying: "With great power comes great responsibility." Originally spoken by Voltaire but then popularized by Stan Lee's Uncle Ben in the classic Spiderman story.

And that's great advice, but the reverse is also true.

"With great responsibility comes great power."

Without ownership over your life and your actions, you will be a perpetual victim. Think about the people you know, your family and friends, the ones that continually complain about the "injustices" in their lives.

Some of their complaints are real of course, the world isn't fair, but the truth is complaining about something will never improve the situation.

Taking action will.

Taking responsibility for your life can be scary. It can be terrifying to some people.

We are often just as afraid of success as we are of failure, but on the other side of your fear is a better future for yourself and your family.

It can be scary... but it will also empower you and make you stronger.

When you take responsibility for your life, and that means the good and the bad, you put yourself in the driver's seat. You can choose to improve things, to make your life better.

The difference between Frank and Sally isn't the way they handle and spend their money.

The real difference is in their mindset.

Take responsibility and take control of your life.

The Ardent Solution

In order for Sally to make serious progress in her life, she knew she needed help. Just like Frank, she had accumulated a lot of unsecured debt that she needed to deal with.

Which is where we came in.

We help our clients get out of their high interest debt and begin investing by teaching them how to leverage the equity in their home.

We introduced Sally to the Ardent Solution, the simple 5 step process that we use to get our clients onto the path of financial freedom.

Sally made a choice. She decided to take control of her life and her finances.

She also realized that the way she was spending money wasn't making her happy, it was making her miserable.

Once she realized that junk-spending was the source of her misery and accepted that, it was easy to stop. She realized she was chasing an illusion and walking away actually felt good.

Next, Sally decided to stop using her credit cards to pay for things. As soon as she decided to no longer get any new debts each month she no longer had a debt problem. She still had debt, sure, but that's very different from having a debt problem.

Then she worked with us to consolidate and secure her debt by using the equity in her home. She went from paying 19% interest to the low single digits and a single, simple payment.

This allowed her to pay her debt down many times faster than she believed would be possible.

Once her debts were secured, she worked with her local bank to set up the Pay Yourself First system that made the whole process automatic.

And finally, Sally began the process of accelerating her payments. Like an avalanche, the effect starts off small but begins to gather speed and momentum until it becomes unstoppable.

Sally used the money she saved on the interest by consolidating her debts to pay her debt even quicker. And once her debts were eliminated she just rolled that money into her mortgage and continued to pay it down even faster.

Sally is on the path to financial freedom, and it's available to you as well.

The question is "Do you want to be like Frank or do you want to be like Sally?"

Take control of your life and get started today.

-Ardent Mortgages Team