Are you ready to explore the path of Financial Freedom?

We understand that each case is unique and at Ardent Mortgages our goal is to find the solution that builds the wealth of our clients.

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Free No-Obligation Consultation

Have you been thinking about whether you are in the best financial situation for you and your family? At no cost, let Ardent Mortgages give you a free second opinion.

Let us do the shopping for you

Working with over 40 lenders, banks and financial institutions, Ardent Mortgages is able to compare rates and products to find the best lender to suit your situation.

Take the stress out of your home

Our experienced mortgage professionals at Ardent Mortgages have a team that is dedicated to getting you through financial situation as seamless as possible.

Your Local, Award Winning Mortgage Brokerage

At Ardent Mortgages, our goal is to build the wealth of our clients by helping Canadians put their hard-earned money back into their pockets.


Best New Brokerage of the Year Finalist - Canada 2020

In February 2020, Ardent Mortgages Inc was recognized as a finalist for one of the Canadian Mortgage Awards in the category of New Brokerage of the Year.

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Best Debt Consolidation Solutions Provider - Southern Ontario 2019

In 2019, Ardent Mortgages Inc was recognized for theBest Debt Consolidation Solutions Provider award in Southern Ontario. At Ardent Mortgages Inc, our goal is to build the wealth of our clients. We strive for 100% satisfaction.

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Rated Top 3 Best Mortgage Brokers - Waterloo 2019

In October 2019, Ardent Mortgages Inc was recognized for the Top 3 Mortgage Brokers in Waterloo.

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Our Range of Services

Mortgage Refinance

Refinance your mortgage to take advantage of lower rates or access your home's equity.

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Home Purchase

Secure the financing you need to purchase your first home, quick, easy, and hassle-free.

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Debt Consolidation

Consolidate your unsecured high interest debt by using your home's equity.

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Reverse Mortgage

Get a steady stream of income for your retirement years by using a reverse mortgage.

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Commercial Mortgage

Need financing for your commercial property? We can help.

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Home Equity Line of Credit

Need to renovate your home? Open up a Home Equity Line of Credit to get the funds you need.

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The 3 Biggest Benefits of Working With Ardent Mortgages To Refinance Your Mortgage!

Lower Your Interest Rates

High interest rate debt can be like a black hole, no matter how hard you try, you always seem to owe more money each month. By lowering the interest rates you're paying on your debt, you can make more progress towards actually becoming debt free.

Whether it's refinancing your mortgage, consolidating your unsecured debts, or finding you a home equity line of credit, Ardent Mortgage agents can help you get the low interest solution you need quickly and easily without the hassle.

Reduce Your Monthly Payments

Refinancing your mortgage and consolidating your debts can do more than just save you money on interest, it can also lower your monthly payments. Increasing your cash flow can be one of the fastest ways to get your life back on track.

We can figure out a mortgage solution for you that fits your financial goals and allows you to keep more of your money in your pocket where it belongs.

Quickly Boost Your Credit

Consolidating your unsecured debts with your home equity is one of the fastest and most effective ways to boost your credit score. By reducing your unsecured balances to zero, your credit will often begin to rise each month.

Improving your credit situation is one of our primary goals, we want you to be in a better position at the end of the deal than when you started working with us. We have worked with clients that have had bankruptcies, consumer proposals, and other credit issues on their file and have gotten them the financing they need to move forward in life.

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