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Your Mortgage Learning Center
Ardent Mortgages keeps you up-to-date on the latest mortgage news. Learn about recent Canadian mortgage trends here at our blog. Ardent Mortgage agents are your source for mortgage news.
canada-child-benefit

Canada Child Benefit (CCB)

The Canada Child Benefit is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18 years of age. The CCB may include...

The Mortgage Gift Letter

Is a family member helping you put together your down payment for your home purchase? Getting a gift letter for your purchase is a must and a great way to...

Mortgage Documents: What’s the difference between an NOA, T1 General and a T4?

If you’re applying for a mortgage, it’s a good idea to start gathering your financial documents. That’s why it’s important to know what information you need to provide to your...

How Bankruptcy Can Impact Your Ability To Get A Mortgage

“‘How did you go bankrupt?’ Two ways. Gradually, then suddenly.” -Ernest Hemingway Going into bankruptcy is no fun. But sometimes it happens, and if it does, it’s important to understand...
rewnew-your-mortgage

Make the Most out of Your Renewal

Automatically renewing your mortgage is simple and convenient but not always the best option. Read on to learn about the advantages of working with lenders other than your bank and...
when-to-refinance?

When to Refinance a Mortgage: Is Now a Good Time?

There are many reasons you may want to refinance your mortgage. Such as getting a lower rate, shortening the amortization, changing between adjustable, variable or fixed rates, and more. No...
reverse-mortgage

Mortgage 101: Mortgage Terms You Need To Know

Are you considering your next mortgage move? Here are the mortgage 101 basics that you need to know to make the best decision. Amortization period The amortization period refers to...
refinance

Why Choose a Mortgage Broker?

A mortgage broker or agent manages the process for you by applying for loans with different lenders to find the best solution and product while negotiating terms. In the old...
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