Meet the Team

We're in the business of getting your life back on track

Introducing

The Ardent Mortgages Team
Joseph

Joseph Accardi

Principal Broker

519-804-2775 ext. 201
josephaccardi@ardentmortgages.ca

Elizabeth

Elizabeth Accardi

Office Manager
Mia

Mia Muge Bagci

Fulfillment Officer

519-804-2775 ext. 224
miabagci@ardentmortgages.ca

Noelle Gariepy

Noelle Gariepy

Underwriter

519-804-2775 ext. 222
noellegariepy@ardentmortgages.ca

torikozma

Tori Kozma

Operations & Marketing Manager

519-804-2775 ext. 244
torikozma@ardentmortgages.ca

Ryan McGrath

It Specialist

519-804-2775 ext. 229
ryanmcgrath@ardentmortgages.ca

David Muss

David Muss

Director of Sales

519-804-2775 ext. 226
davidmuss@ardentmortgages.ca

Rinku

Rinku Chatterjee

Mortgage Broker

519-804-2775 ext. 216
rinkuchatterjee@ardentmortgages.ca

navrupbhinder

Navrup Bhinder

Mortgage Agent

519-804-2775 ext. 227
navrupbhinder@ardentmortgages.ca

Micheal Casselman

Mortgage Agent

Nicole Clause

Mortgage Agent

519-804-2775 ext. 235
nicoleclause@ardentmortgages.ca

michaeldarchi

Michael D’Archi

Mortgage Agent

519-804-2775 ext. 218
michaeldarchi@ardentmortgages.ca

chadfrancis

Chad Francis

Mortgage Agent

519-804-2775 ext. 212
chadfrancis@ardentmortgages.ca

Ibrahim Hussary

Ibrahim Hussary

Mortgage Agent

519-804-2775 ext. 242
Ibrahimhussary@ardentmortgages.ca

raykhan

Ray Khan

Mortgage Agent

519-804-2775 ext. 205
raykhan@ardentmortgages.ca

Amin

Amin Mahmood

Mortgage Agent

519-804-2775 ext. 234
aminmahmood@ardentmortgages.ca

nicholasmews

Nicholas Mews

Mortgage Agent

519-804-2775 ext. 238
nicholasmews@ardentmortgages.ca

justinokonmah

Justin Okonmah

Mortgage Agent

519-804-2775 ext. 237
justinokonmah@ardentmortgages.ca

Brandon Pace

Mortgage Agent

519-804-2775 ext. 214
brandonpace@ardentmortgages.ca

Paul Pham

Paul Pham

Mortgage Agent

519-804-2775 ext. 217
paulpham@ardentmortgages.ca

Courtney

Courtney Thomson

Mortgage Agent

519-804-2775 ext. 220
courtneythomson@ardentmortgages.ca

Tate Yap

Mortgage Agent

519-804-2775 ext. 245
tateyap@ardentmortgages.ca

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Paul Colussi

Mortgage Agent

519-804-2775 ext. 203
paulcolussi@ardentmortgages.ca

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Kyla Fair

Upcoming Mortgage Agent
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Sean Wismer

Upcoming Mortgage Agent
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Jason Todd

Mortgage Agent

519-804-2775 ext. 223
jasontodd@ardentmortgages.ca

Le Nguyen

Upcoming Mortgage Agent

Alexandre Bakay

Upcoming Mortgage Agent

519-804-2775 ext. 228
alexbakay@ardentmortgages.ca

Oliver Palmer

Upcoming Mortgage Agent

519-804-2775 ext. 233
oliverpalmer@ardentmortgages.ca

Our Team Cares

Our diverse team at Ardent Mortgages is passionate to work with you to provide you with a solution that makes sense.

Business Matching

With our large network of lenders, know that your situation will be matched with the best fit.

Growing Your Business

Your success is our goal and that’s why our mission at Ardent Mortgages is the increase the wealth of our clients.

Our Core Values

Integrity

We conduct ourselves with the highest ethical and professional standards in everything we do. Our reputation as a brokerage and individual agents is vital to being in a highly regulated industry. As a small business based in Waterloo, we are always assessing and acknowledging our mistakes and successes to learn from them.

Reliability

We know that business is done with someone people trust and like. In an industry that is dependent on word-of-mouth, reputation, and relationships, we are committed to building a long-term partnership with our clients. We aim to build strong relationships with our clients by being transparent, honest and trusting.

Transparency

We believe that our clients should have complete visibility as to what is going on with their solution. That’s why we thoughtfully communicate with the client and other partners involved so that the clients understand how their situation is delivered and developed.

Innovation

Our brokerage was started by an innovative self-starter who wanted to fill the gaps in the financial industry. We believe in finding solutions to the most complicated challenge by observing the opportunity from new angles and by having a dedicated team of entrepreneurs.

Excellence

We aim to be the best at what we do by delivering reliable, honest service to all of our clients. Being in the business of getting lives on track is why we want to hold ourselves to the highest standard of service. When clients work with us, we plan on giving them the best experience and getting them the best results.

At Ardent Mortgages, our mission is to build the wealth of our clients, putting more of your hard-earned money back into your pocket. Our goal is to reduce the strain that debt has on Canadian households by focusing on solutions like mortgage refinancing to consolidate high interested debt.

Why you should work with ardent mortgages

Our team has worked with over 2,600 clients

At Ardent Mortgages, our mission is to build the wealth of our clients, putting more of your hard-earned money back into your pocket. Our goal is to reduce the strain that debt has on Canadian households by focusing on solutions like mortgage refinancing to consolidate high interested debt.

Working with over 50 lenders and with our dedicated team here at Ardent Mortgages, we want our clients to know that we will always have their best solutions in mind as we prepare a plan that best suits their needs. By focusing our work in Ontario, this allows us to best serve our neighbours across the province.

Solutions that cater
to every homeowner

Your success is our goal. That’s why when you work with us, our dedicated team will work to find your best solution.

  • Solutions to improve your cash flow
  • Credit rehabilitation and assistance
  • Access the equity you've built in your home
  • Investment opportunity with our MIC partner

Looking For A Job?

We provide high commission splits, ongoing support, comprehensive training, and the tools to be successful. Ardent Mortgages is looking for a strong sales force who want to make an impact in the lives of their clients and families.

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