Debt Consolidation

In last couple of years we've noticed an alarming number of debt driven applications pouring in. An ever increasing number of families face an overwhelming debt to credit cards and the CRA. It’s heartbreaking to watch how many families are negatively affected by devastating levels of debt in our Kitchener-Waterloo-Cambridge Tricity area.

On a daily basis I listen to harrowing stories of individuals who have reached out to other mortgage brokers for help and got refused. I get frustrated every time I see my clients whose financial desperation leads them to contact bankruptcy trustees or some unlicensed, shady characters in the unregulated “debt elimination” industry.


Please consider contacting us if you are facing the following issues.

If you have been refused a consolidation mortgage by other brokers due to:

  • low credit score
  • not enough equity
  • limited income
  • CRA or bank judgments or liens registered on property
  • too much debt!

Face foreclosure or power of sale:

  • we can help replace problematic mortgages with a different one, preventing the loss of the house.

If outstanding property tax is an issue… we can pay it off for you!

If other brokers said “No” don’t despair. Don’t give up by calling bankruptcy trustees or credit counselors, those kinds of actions should be an absolute last resort! Ardent Mortgages can help!